Understanding Residuals {#vas-smb-partner-boarding-qs-understanding-residuals}
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Learn how residuals are calculated based on buy and sell rates.  
Residuals are calculated based on the pricing structure you set for each merchant.

Buy Rate
:
The amount you pay to Visa Acceptance Solution for SMB for products and services

Sell Rate
:
The amount you charge your merchants for products and services

Residual
:
Your profit: Sell Rate - Buy Rate

Residual Calculation Examples
-----------------------------

Positive Residual (You Earn Money)
:
Buy Rate: $25/month, Sell Rate: $35/month; Residual: +$10/month
:
You earn $10 per month from this merchant.

Negative Residual (You Pay)
:
Buy Rate: $30/month, Sell Rate: $25/month; Residual: -$5/month
:
As promotional pricing, you pay $5 per month for this merchant.