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Understanding Residuals
Learn how residuals are calculated based on buy and sell rates.
Residuals are calculated based on the pricing structure you set for each merchant.
- Buy Rate
- The amount you pay to Visa Acceptance Solution for SMB for products and services
- Sell Rate
- The amount you charge your merchants for products and services
- Residual
- Your profit: Sell Rate - Buy Rate
Residual Calculation Examples
- Positive Residual (You Earn Money)
- Buy Rate: $25/month, Sell Rate: $35/month; Residual: +$10/month
- You earn $10 per month from this merchant.
- Negative Residual (You Pay)
- Buy Rate: $30/month, Sell Rate: $25/month; Residual: -$5/month
- As promotional pricing, you pay $5 per month for this merchant.